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Mortgage Loan Originator

Return to Job OpportunitiesJob DetailsLevel ExperiencedJob Location Franklin, NC Branch 1011 - Franklin, NCPosition Type Full TimeEducation Level High school Diploma or GEDJob Category Sales

Homestar Financial Corporation (HFC) is a fast growing, full service mortgage company committed to acquiring talent that fits into our outstanding customer service goals. We seek individuals who take ownership of their roles and responsibilities, respect relationships and are dedicated to delivering excellent service.

What's Cool About This Job:

If you are interested in providing professional financial services by consulting with customers on financing options for the purchase of residential real property and/or the refinance of existing mortgages secured by residential real property; read on, this might be for you! MLOs work independently and make sales calls to potential customers and referral sources; typical referral sources include realtors, home builders, real estate attorneys, accountants, financial consultants, real estate appraisers, etc. This is a sales position which requires frequent work outside of the office at business development functions and community events, to conduct office visits of real estate agencies, and attorneys, and to meet with loan applicants.

What You Will Do:

  • Conduct interviews with mortgage loan applicants to analyze financial and credit data for the purposes of prequalification for mortgage loan products
  • Meet with mortgage loan applicants to evaluate what mortgage loan product will best suit their needs
  • Gather and review required documentation from the applicant throughout the mortgage loan application process and enter required documents into the loan operating system
  • Ensure customer satisfaction by maintaining knowledge of product/pricing policies and guidelines
  • Maintain communication with the applicant, and all other parties involved with the mortgage loan application process to ensure customer satisfaction, and the successful close of the loan
  • Continually identify, develop and maintain a quality network of business relationships
  • Demonstrate a commitment to professional ethics and compliance with all Federal and State regulatory and legislative policies

What You Need To Be Successful:

  • NMLS active and registered Mortgage Loan Originator License
  • Minimum 3 years Mortgage Loan Originator experience
  • Knowledge of FHA, FNMA, FHLMC guidelines
  • Familiarity with loan originator software
  • Comprehension of mortgage underwriting and closing processes
  • Sales oriented with excellent interpersonal communication skills and a strong desire to succeed
  • Previous banking, lending or sales experience that can be applied to mortgage loan origination
  • Candidate must be able to work independently in a fast paced environment
  • Must have effective written and oral communication skills

The Strongest Candidates for This Position Will Also Possess:

  • College degree
  • Encompass experience

A competitive Compensation package is offered to all employees, including the best turn time on commissions, via bi-weekly payrolls. Employee Benefits include 3 Medical Plan options; Health Savings Account; 100% match on 401(k); Company-provided Short and Long Term Disability coverage; home mortgage loan assistance; voluntary Dental; Vision; Accident and Critical Illness plans, plus, we provide an experienced Licensing Department to help navigate license approvals and continuing education requirements. On-going training and professional development is offered, and encouraged, all within an exceptional working environment.

Since 2002, Homestar Financial Corporation has been committed to maintaining a strong reputation as an honest mortgage company offering outstanding customer service, exceptional community relationships, and a high level of employee satisfaction. Homestar provides home mortgage solutions through our 80+ branch locations in more than a dozen States, and more than 600 employees.

To learn more about Homestar, visit our website at homestarfc. com!

If you are searching for a terrific organization where your talents and intelligence can make a difference, then join us, as we help provide the easiest way home to our customers. Apply today!

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